Last month it looked like 24 months, so we are narrowing it down. One of the things I did to spur us on was I calculated out how much we’d pay in interest only if we let the snowball chart run its course without any extra paid in and it was nearly $13,000. Talk about kick you in the backside. Of course much of that is house debt. The Best Buy bill, next on my snowball list, after the BOA which only has about $750 left on it (down from $10,000) if we don’t speed it up is going to cost us nearly $500 in interest. NOT acceptable! So we are really hunkering down.